
We have created Commercial Loans for the Hard to place Client small and large
corporations.
Genesis Funding Group correspondents to a multiple-number of specialty lenders, we use our network of lenders and private investors from our established relationships, database and source materials to serve as commercial financing consultants for our clients.
Genesis Funding Group Specialized Funding For:
Apartments & Mixed Use, Assisted Care Facilities, Automotive (Care Wash), Business Investment Capital, Business Loans Without Real Estate, Car Dealerships, Care/Assisted Living, Casino’s, Church & Religious Properties, Construction Loans, Equipment Leasing & Account Receivable Financing, Equity/Debt; 100% Financing, Equity & Working/Operating/Seed Capital, Farms/Agricultural Properties, Franchise; up to 100% Financing, Golf Courses, Gas Service Stations, Hard Money; Interim Bridge loans, Hotels/Motels/Resorts, Industrial/Warehouse, Land Development; up to 100%, Line of Credit, Marina’s, Mixed Use Properties, Mobile Parks/RV Parks, Multi-Dwellings, Non-Conforming Commercial Real Estate, Office Buildings - Industrial and Retail Properties, Restaurants, Retail Space, Self Storage, Service Stations/Convenience Stores, Specialty Properties
Loan Amount: $500,000 Up To $500,000,000
Type of Properties: See Enclosed
Use of Funds: Acquisitions, Construction, Development, Expansion
Leasehold Improvements/Renovations and Refinance
Parameter of Terms: Loan To Value - Up To 90% Of Determined Value
Principal Equity - Minimum 10% Capital Investment
Interest Rate - US Treasury, Plus 2.75% - 3.50% Basis Points
Term - 10 – 25 Years
Amortization - 25 – 30 Years
Debt Servicing - Typically 1.20
Lender Fee - 1% - 2% From Proceeds Payable @ Closing
Pre-Payment Penalty - None To Declining Scale
Business Loans
Purpose: Real Estate Acquisition, Expansion, Construction, Refinance, Working
Capital, Machinery & Equipment and Start Up Business
Loan Amount: $250,000 Up To $6,000,000
Interest Rate: Prime Plus Up To 2.75%
Term/Amortization: Minimum 7 up to 25 Years (Fully Amortized – No Balloon Payment)
Pre-payment Penalty: Typically NONE With Terms Less Then 15 Years
Lender Fee’s: Minimum 1%
Collateral: Liens On Available Business Real Estate & Assets
(Second Liens When Applicable)
Principal: Investment Requirements Minimum 10% Equity Capital
(20% to 30% Cash Investment For Start Up Business)
Recourse: Principals Guarantee
Debt Service: Minimum 1.00%
Coverage
Location: Nationwide
Credit: Satisfactory Personal Credit History, No Past Bankruptcies or Convictions.
Closing: Can Be As Quick As 30 Days From Completion of Standard Underwriting.
Construction Loans
Principal Amount: $2 million up to $500 million; including settlement
expenses. (Not to exceed 90% LTC or 75% stabilized LTV)
Construction Interest Rate: Prime (Currently 4%) + 1.25% Basis Points = 5.25%
“Just recently closed on a Deal in AZ Construction $80 Million
with the above Rate. Subject to Lender Typically 6% – 8%.
(CONVERTIBLE TO MINI-PERMANENT WHEN REQUIRED CASH FLOW BECOMES AVAILABLE)
Mini Perm Interest Rate: 3 Year US Treasury (Varies @ 2.00) + 3.00%
Basis Points = 5.00%. Term up to 5 years.
Amortization 15 up to 25 Years.
Permanent: 10 Year US Treasury (varies @ 3.80%) + 3.05% Basis Points = 6.85%.
Lender Fee 1% - 2% from proceeds payable at Closing.
Construction Term: Typically 24 – 36 months. Extensions Available.





